7235 Oxford Bluff DR, Stanley, NC 28164

7235 Oxford Bluff DR Stanley, NC 28164

$169,000

NEW LISTING! 

Come check out this cute and cozy 3 bedroom + Bonus room in the Oxford Hunt Subdivision! 

GREAT LOCATION! Just minutes from shopping and restaurants, as well as public lake access! Home is also eligible for USDA 100% Financing! Enjoy a spacious and renovated kitchen with granite counter tops and stainless steel appliances. This home has a great size backyard and nice deck for entertaining too! 

MLS#: 2198730

Call or email me with any questions or to schedule a tour of this beautiful home! 

Visit JackieYoungHomes.com for more information!

Jackie Young, Realtor/Broker

Keller Williams Realty

Direct: 704-575-9202

jackieyoung@kw.com

JackieYoungHomes.com

4 Tips for Choosing the Right Neighborhood

Moving to Charlotte?

4 Tips for Choosing the Right Neighborhood

The Greater Charlotte area is an incredible place for young professionals, people looking to start a family, older couples settling down, and everything in-between. The best part about Charlotte is that there is a place for everyone. Looking for something quiet and picturesque? Modern and suburban? Rich in history? Charlotte has it all! Need help figuring out where to go? Here are 4 things to help get you thinking.

1: Consider what type of social scene you are looking for

Charlotte has tons of well-established and up-and-coming neighborhoods that have great restaurants, bars, outdoor cafes, and more. There are also quieter and more peaceful neighborhoods that are more focused on family-oriented activities. Knowing how much of a social scene you want to be surrounded by will be a big step in choosing a neighborhood.

2: Think about what kind of transportation you’ll need

If you do not plan on using a car to get to work, run errands, do your grocery shopping, and more, you’ll want to choose a neighborhood that doesn’t require a lot of driving around. You can research this ahead of time, or tell your realtor upfront that you’ll need to be situated in a neighborhood that has quick access to public transportation.

3: Check out sites dedicated to Charlotte living

Sites like www.Charlottesgotalot.com  and http://charlotte.about.com are great resources for learning more about what this city has to offer. They also have detailed information about different neighborhoods and what you can expect out of each one. Visit my website JackieYoungHomes.com for more information and homes for sale in each neighborhood!

4: Narrow down your neighborhood choices by looking at local activities

From art festivals, to concerts, to lake living, to sports games – there are always tons of activities going on all over the city, each with a twist unique to their neighborhood. When you’re trying to narrow down the areas you’d like to live, look into the forms of entertainment they have to help you figure out where you’d like to settle down.

Choosing a new home and a new location can be tough – but as long as you take it step by step, home buying can be fun and exciting! Keep these tips in mind and be sure to peruse my website for more tips for Charlotte Living and information on home buying and home selling! 

As always, I’d be honored to help you with your home search. Please feel free to contact me anytime! 

Jackie Young, Realtor®/Broker

Keller Williams Realty

Direct: 704-575-9202

Email: jackieyoung@kw.com

Website: http://JackieYoungHomes.com

Facebook: www.facebook.com/JackieYoungHomes

What Home Buyer Don't Know - Could Cost Them!!

What Home Buyers Don’t Know

Could Cost Them

With the housing recovery now well underway — housing starts are up; builder confidence is at a 7-year high; there are fewer foreclosures; and home prices continue to rise— you may be inspired to get off the fence and buy that dream home. But are you really prepared? Here are a few things you may not know — and what you don’t know could potentially cost you.

Credit score

When was the last time you checked your credit score? Any idea how good or bad it is? Are there any errors on your report that need to be fixed? Long before you begin to house hunt, you need to know where you stand. The higher your score, the better your interest rate. Get a copy of your report — for free — at www.annualcreditreport.com.

Mortgages

An astounding 1/3 of home buyers, according to Zillow, are not prepared to get a mortgage. Among the findings: 34 percent of first-time home buyers are not aware that it is possible to get a home loan with a down payment of less than 5 percent; 26 percent of home buyers incorrectly believe that they are obligated to close their loan with the lender that pre-approved them; and 24 percent incorrectly believe that the best interest rates and fees can always be found through the bank where they currently do business. You have to shop around! Get multiple quotes, understand rates and fees, and read lender reviews online.

Competition

With the number of homes for sale at historically low levels, all-cash buyers — typically investors eager to renovate and resell or rent out homes — are jumping into this rapidly rising market. And they’re swooping up homes like there’s no tomorrow!  Don’t underestimate this deep-pocketed competition, but don’t take unnecessary risks (such as waiving inspection contingencies, for example), either, simply for the sake of getting your piece of the American Dream. You may be inviting trouble, and that trouble could be costly.

Price

Yes, you guessed it. Because there’s not much to look at these days (just a few months’ supply in some markets!), and you’re up against stiff competition, you could easily end up paying more than you bargained for. Don’t bust your budget! Your monthly mortgage payment should be 25 percent or less of your monthly take-home pay. Run the numbers using a mortgage calculator or contact a lender. 

Feel free to contact me for more information! I’d be happy to assist you in the home-buying process and get your pre-approved for a loan by a great lender!

Jackie Young

Keller Williams Realty - Lake Norman

704-575-9202

jackieyoung@kw.com

JackieYoungHomes.com